Budgetisto Terms of Service

Welcome to Budgetisto, a multi-platform personal finance application designed to help you manage your money effectively. By accessing or using our Service, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully. If you do not agree, do not use Budgetisto.

1. Acceptance of Terms

By using Budgetisto, you confirm that you accept and agree to these Terms. If you disagree with any part, please refrain from using the Service.

2. Eligibility

You must be at least 18 years old or have the legal authority to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the right to bind that entity to these Terms.

3. Account Registration, Security, and Authentication

Budgetisto currently supports only one authorization method: Sign in with Google. By choosing to sign in with Google, you authorize Budgetisto to retrieve and store your email address for authentication and to provide you access to your data. No additional personal information from your Google account is collected or stored. By using this method, you also agree to comply with Google's Terms of Service and Privacy Policy.

4. Use of the Service

Budgetisto is provided solely for personal, non-commercial use. You agree to use the Service in a lawful manner and not for any unauthorized purposes.

5. Prohibited Activities and User Content

You agree not to:

User Content and Responsibility: Budgetisto may allow you to submit content (such as text, data, or other information) into the app. You are solely responsible for any content you enter. You must not submit any personally identifiable information (PII) or any sensitive personal data that does not belong to you. By submitting content, you represent that you have the rights to do so and that your content complies with all applicable laws and these Terms. Budgetisto reserves the right to remove or modify any content that violates these Terms.

6. Privacy and Data Protection

Your privacy is important to us. We only store your email address (as provided via Google Login) to manage your account access. For further details on how we handle your data, please refer to our Privacy Policy.

7. Financial Information and Disclaimer

Budgetisto is a tool to help you manage your personal finances and is not a substitute for professional financial advice. While we strive to ensure the accuracy of the information provided, Budgetisto does not guarantee that all financial data is correct. Always consult a qualified financial advisor before making significant financial decisions.

8. Intellectual Property

All content, logos, and materials provided by Budgetisto are the property of Budgetisto or its licensors and are protected by intellectual property laws. You agree not to reproduce, distribute, or create derivative works from any content without our express written permission.

9. Termination

We reserve the right to suspend or terminate your access to Budgetisto at our sole discretion, particularly if you violate these Terms. You may also terminate your account by following the instructions provided within the Service.

10. Disclaimers and Limitation of Liability

The Service is provided "as is" and "as available" without any warranties, either express or implied. Budgetisto is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service. In any event, our total liability shall not exceed any fees paid by you for accessing the Service.

11. Indemnification

You agree to indemnify and hold harmless Budgetisto, its affiliates, and their respective employees or agents from any claims, damages, or liabilities arising out of your use of the Service or any violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Budgetisto operates, without regard to its conflict of law provisions.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. Significant changes will be communicated by updating the Effective Date and posting the revised Terms on our website or within the Service. Continued use of Budgetisto after any modifications signifies your acceptance of the updated Terms.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us at: hello@budgetisto.app